Know The Difference Between Credit Counseling and Debt Repayment

In understanding how credit counseling may affect your credit status, it is important to know the differences between credit counseling and actual debt repayment programs. There are definite differences between credit counseling and debt repayment plans in regard to long-term effects.

How To Lower Your Credit Card Fees

Even good credit-card holders are charged fees nowadays. If this is the case for you, shop around for a better deal. They're out there. 

Inherited Debt? Who Pays When My Parents Die?

We explain how the debt is truly paid off. Who really pays when your parents die.

16 Illegal Creditor Actions

A creditor may not use deceptive or misleading means in an effort to collect a debt. 16 different things that a creditor is prohibited from doing.

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